Our team of Real Estate Professionals is committed to assist you in finding your dream property. Whether you are looking to find the home of your dreams, the perfect place for you to call HOME, acquire, or increase and manage your real estate investment portfolio, we have an incredible team of experts that will be able to assist you during and after the process. We are proud of building strong relationships with our clients and are blessed to maintain their friendship and business for many many years. At PRO, we CARE about you and we are committed to work the extra mile in order to exceed your real estate needs. Check out our Blog for up to date information!
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Check out these great properties located in the Ocala Real Estate Market Area.
Amenities are an important factor when choosing a place to live. Ocala has everything you need, including a downtown area featuring shopping, fine dining, and a historic cinema. There are antique stores, family-owned restaurants, and well-known national chains, providing you and your family with a high quality of life.
Ocala has competitive schools for children of every age. No matter where you choose to live in the city, your child will have access to quality education. There are currently fifty-six public schools in the area, from elementary to high school, IB and private schools.
From single-family homes to sprawling estates, Ocala and the surrounding area has the perfect home for you. Many properties on the Ocala FL real estate market were built in an old-south style, which adds an extra touch of charm. With a dense suburban feel, and housing prices below the national average, there's an ideal home for everyone in Ocala. Home appreciation in Ocala has gone up in the last 12 months so now is the time to buy.
Belleview is a small-town filled with Southern charm. At the weekend flea market, you can find everything from locally sourced honey to antique gems. Local family-owned businesses add to the character of this quaint town. The community is also very connected, with most residents knowing each other for a long time. The crime in Belleview is also low, creating a continued sense of safety.
The outdoors is a big part of life in Belleview. Marion County maintains over 90 parks, and the nearby city of Ocala is home to the Ocala National Forest and Silver Springs State Park.
The Belleview Florida Real Estate Market Is Growing
A low cost of living compared to the rest of Florida allows for many residents in Belleview to buy their own homes. Many properties available on the Belleview, Florida real estate market include plots of land that allow you to build your dream home from the ground up. Whether you are looking for a single family home, rental income producing property or your dream horse farm, Belleview has it all! The Charming City of Belleview offers competitive pricing, lower taxes, and easy commuting.
Have you dreamed about retiring in the sunny Florida sun, in an exclusive adult community filled with plenty of activity and new friends just waiting to be met? Fill your days with fun and nights with laughter, from recreation, volunteer opportunities, and local dining and entertainment a short walk away from your beautifully appointed home.
Schools nearby are exemplary, scoring A+ ranks for quality of education and classroom size. Three different school districts serve different areas of The Villages. These include Marion County Public Schools, Sumter District Schools, and Lake County Schools.
There's plenty to love at The Villages, and our real estate agents can make your dreams a reality. Why buy a home with Lina Piedrahita? Professional service, careful selection of homes to suit your needs, and a helping hand throughout the home-buying process.
Get to know Lina Piedrahita a top Ocala Real Estate Professional.
Meet our Broker, Lina Piedrahita, a dynamic professional blending expertise in engineering, real estate, entrepreneurship, and community service. Originally from Colombia, Lina has been an integral part of the Ocala community since 2003. With a degree in engineering from Colombia, Lina has cultivated a successful 12-year career as the Broker Owner of Professional Realty of Ocala and Property Managers of Ocala. Known for her professionalism, integrity, and exceptional client service, Lina is dedicated to empowering her multicultural team of real estate associates to succeed. As a savvy real estate investor and passionate entrepreneur, Lina excels in identifying lucrative investment opportunities for her clients, expanding their portfolios.In addition to her professional accomplishments, Lina is deeply dedicated to community service. She holds positions on the Board of Directors at United Way of Marion County, the United Way Financial Stability Vision Council, and the Ocala Chamber of Economic Partnership. Moreover, she currently chairs the Ocala Metro Catalyst Board of Directors, actively contributing to the enhancement of the local community.Lina is married to Andres Arcila, a dedicated Firefighter Paramedic, and together they are proud parents of two teenagers, Lucas and Mateo. Balancing career and family, Lina embodies a strong work-life integration, inspiring others with her dedication to excellence and community impact.
Get to know Christie Casey a top Ocala Real Estate Professional.
Christie always knew that she wanted to chart a path helping others and found her true calling in Real Estate serving her clients and guiding them through the biggest investments in their lives.
With an extensive background in sales and customer service she understands the importance of excellent communication skills. Her goal is to make the home buying process as smooth as possible.
Christie is involved in several nonprofits and organizations in Marion County. Serving on several committees like: United Way, TedxOcala, Ignite For Ocala, and International Women's Day. Being involved in different organizations gives her the understanding of the diverse needs of families in the community.
Get to know Diego Bravo a top Ocala Real Estate Professional.
Diego Bravo is a dedicated Real Estate Agent serving the beautiful city of Ocala, Florida, "His Dreamland." Originally drawn to Ocala, also dubbed the Horse Capital of the World, by his love for horses and extensive experience in the equine industry, Diego made the pivotal decision to relocate in 2003. For 11 years, he served as the director of a prominent horse-riding school, immersing himself in the vibrant community. However, Diego's journey in Ocala surpassed his initial expectations, leading him to discover a profound passion for real estate. In 2017, he transitioned into the role of a Real Estate Agent, eager to share the beauty and allure of Ocala with individuals from all corners of the globe. Diego specializes in assisting families, retirees, horse enthusiasts, and investors in finding their own piece of paradise in Ocala and its surrounding areas, ensuring they, too, can experience the joy of discovering their "Dreamland." For those seeking an agent with unparalleled knowledge of the Ocala region, Diego is ready to collaborate with you. Reach out to him at (352) 266-2782 (call or text) or via email at [email protected]. Fluent in both English and Spanish, Diego is committed to providing personalized service to clients in their preferred language.
Get to know Luis Carlos Morales a top Ocala Real Estate Professional.
Luis joins our team with over 25 years of residential and commercial construction experience. This experience, along with his attention to detail, excellent customer service, people skills, real estate sales, management, and transparent approach, proves to be invaluable to our clients and team members.Growing up, Luis Carlos helped manage his plywood family business in Colombia. During these years, he discovered his passion to deliver an excellent product by listening to customer’s needs. He is committed to be the Real Estate advisor who works in the best interest of his clients.Luis has a bachelor’s degree in Business and Organizational Management from the College of Central Florida. He also has been a Licensed Real Estate Sales Associate for over five years and holds a Certified General Contractor license since 2006. He is a proud father of three children, Melanie, Jaime A. and David J., all with an amazing entrepreneurial spirit
Get to know Tina Tirado a top Ocala Real Estate Professional.
Tina
Tirado was born and raised in Venezuela. Strong management and sales
background with a degree in Industrial Administration. Tina joins the
team with over 20 years of experience in sales, management and customer
service. Clients describe Tina as a responsible, hard-working, and
proactive professional. Her goal is to listen to her clients to
determine their needs, goals, dreams, and her commitment to them is to
help them fulfill their Real Estate needs while always exceeding their
expectations.
She is a wife and mother of 2 kids, Alejandra and Tommy, they are her engine and force that drives her every day.
"Your trusted Realtor. Stop dreaming, let’s make it happen"
Get to know Stephanie Hopson a top Ocala Real Estate Professional.
Stephanie is a Florida native, originally from Kissimmee. She has had a passion for real estate her entire life. As a child, she would tour investment properties and new construction developments with her dad.As a Realtor, Stephanie's priority is to secure the best possible outcome for her clients. She listens to the clients cares and concerns with empathy. She strives to ensure the buying and selling process is smooth, easy, and stress free.Her unmatched devotion to client satisfaction has earned her the distinguished title of the TOP Producing Agent at our brokerage for the last two years. This achievement is a testament to her unwavering dedication, expertise, and relentless pursuit of excellence in the real estate industryStephanie is not only committed to securing the best outcomes for her clients but also to fostering a balanced lifestyle. When she's not assisting clients, you can find her spending quality time with her family on the beach or breaking a sweat at the ZHF Crossfit gym in Ocala
Get to know Stacy Alpizar a top Ocala Real Estate Professional.
Stacy Alpizar is a seasoned real estate professional with over ten years of experience specializing in residential properties. Raised in the Ocala area, she has seen our little Ocala town evolve into a robust, thriving community.Throughout Stacy's career as a full time REALTOR®, she has gained a wealth of knowledge and expertise in the industry, allowing her to provide unparalleled service to her clients.
As a Florida REALTOR® with the National Association of REALTORS®, Stacy upholds a strict code of ethics, which means she is committed to honesty, integrity, professionalism, and providing exceptional service to her clients and the public. She understands that buying or selling a home can be a complex and emotional journey, which is why she is known for being proactive during the contract process and communicating effectively with all parties to ensure a successful closing.
Whether you're a first-time homebuyer or a seller wanting to start a new home journey, Stacy is dedicated to helping you find the home that you will love for years to come. By putting her clients first, treating them like family, and working tirelessly to earn their trust and loyalty, she has established meaningful and lasting connections that continue beyond the closing table. In her free time, she and her husband can be found spending time with their families, including their two beautiful granddaughters or hitching up their RV and chasing the perfect sunset.
Get to know Kelly Brogan a top Ocala Real Estate Professional.
Kelly has been successfully working and learning in the Real Estate world for over 8 years. Prior to that, she worked in Marketing/Advertising. This is a critical advantage as she works to bring your property to the forefront of the sales platform and get you to her slogan of, "Let's Get You Moving!" She grew up assisting her father with flipping houses and understands the importance of one of the largest investments her clients are making.As the Commercial Realtor at Professional Realty of Ocala, she has developed an ability to put both buyers and sellers at ease. She collaborates with her highly qualified and experienced team to add to the whole selling/buying process all the way through to completion of the transaction. Kelly is currently working towards a Business Law degree to further increase her knowledge and benefit her clients even more. In her free time, you can find her relaxing at the beach, cooking/baking and enjoying her 3 granddaughters.
Get to know Maria Domizioli a top Ocala Real Estate Professional.
Maria is originally from Argentina and lived in Italy. She moved to Miami, FL in 1992 and has been a licensed Realtor for more than 20 years. Maria has experience in both residential and commercial transactions. She loves working with clients and helping them find that special home, investment property, rentals, and land/sites. Maria is new to Ocala, and is very excited for all of the opportunities that this beautiful city and area has to offer. When Maria isn't assisting her customers, she is spending time on her travel business, horse riding lessons, gym, bike riding and sharing time and activities with her little Westie, Connor.
Get to know Katrina Meeks a top Ocala Real Estate Professional.
With a dedication to professionalism, a passion for delivering exceptional customer service, and a deep commitment to community involvement, Katrina is your trusted partner in all your real estate endeavors. As a realtor who has lived in Marion County for almost 40 years, Katrina brings a wealth of knowledge and expertise to every transaction. She understands that buying or selling a home is not just a transaction but a significant life event, and she prides herself on guiding clients through the process with integrity, care, and attention to detail. At the heart of Katrina's business philosophy is a dedication to putting clients first. She believes that every client deserves personalized attention and tailored solutions to meet their unique needs and goals. Whether you're a first-time homebuyer searching for your dream home or a seasoned investor looking to maximize your real estate portfolio, Katrina Meeks is committed to providing you with the highest level of service and support every step of the way. Beyond her work in real estate, Katrina is deeply involved in the community she serves. She believes in giving back and making a positive impact, whether it's through volunteering, supporting local charities, or participating in community events. By staying actively engaged in the community, Katrina not only strengthens her ties but also gains valuable insights into local market trends and opportunities.
Get to know David McCarty a top Ocala Real Estate Professional.
David McCarty is a driven and dedicated real estate professional known for his personalized buyer and seller services. Born in Honolulu, HI., David has relocated nine times across eight states (including Florida twice), which has given him a deep understanding of the complexities involved in moving. As a full-time REALTOR® with a dual license in paramedicine, he brings a wealth of knowledge and expertise to his clients. He is committed to honesty, integrity, and professionalism, demonstrating exceptional service as a realtor and working as needed in the local emergency room at UF The Villages Hospital. David is renowned for his personal, friendly approach, attention to detail, and effective communication. Deeply committed to helping clients achieve their real estate goals with confidence and ease, David puts clients first, treating them like family. He works tirelessly to earn their trust and loyalty, establishing meaningful and lasting connections beyond the closing table. In addition to his in-person services, David offers comprehensive virtual services, including virtual tours, remote consultations, and online marketing strategies, ensuring clients can navigate their real estate transactions seamlessly from anywhere. In his personal life, David is a certified scuba diver who enjoys international beach travel, water sports, kayaking, swimming, and spending time at the beach with his wife Amanda, a registered nurse and marketing professional. Together, they have achieved extensive success with digital marketing for real estate. They are raising three children and three beloved dogs. David is also actively involved in his community, coaching soccer for two of his children and others at the Belleview Soccer Club's U12 team!
Get to know Ramon Santos & Inarya Alvarez a top Ocala Real Estate Professional.
Ramon and Inayra: Your Dedicated Real Estate Team
Born in Cuba, Ramon and Inayra have each cultivated impressive careers in the real estate industry, bringing a wealth of experience and passion to their clients.
Ramonboasts over 20 years of expertise in real estate investment, remodeling, and sales. His journey in real estate reached a new milestone in 2023 when he became a licensed Realtor, further solidifying his dedication to the field. Outside of his professional life, Ramon enjoys singing karaoke, fishing, and spending time by the sea, where he finds peace and inspiration.
Inayra complements the team with her unique background and skill set. Holding a degree in Spanish Literature and a master’s degree in Education Methodology, she is also a published author, with her first book released in 2016. Inayra has amassed 18 years of experience in real estate investment, remodeling, and sales. In 2023, she too became a licensed Realtor, blending her passion for education and literature with her real estate acumen. Inayra enjoys spending time in nature, practicing yoga, and caring for animals, embracing a balanced and healthy lifestyle.
Together, Ramon and Inayra are committed to providing exceptional service and personalized solutions to their clients. Their combined expertise, deep knowledge, and unwavering dedication make them a formidable team in the real estate industry, always striving to exceed client expectations and contribute positively to their community.
Get to know Leo Blum a top Ocala Real Estate Professional.
Leo and his wife chose Central Florida because it perfectly fits our outdoorsy lifestyle. Enjoying what Ocala and the surrounding areas offer in biking, hiking, and natural springs helps me educate customers on what the Ocala lifestyle looks like.Holding degrees in Computer Technology, Heating and A/C, Welding Technology, and a Certified Harley Mechanic, along with many years in customer service, has provided Leo with the ability to connect with buyers and sellers on a personal level to assist in making informed Real Estate decisions. Along with his low-key nature, work ethic, honesty, and integrity, he stays connected to my community by having served several years in Disaster Relief. Leo brings his competitive spirit, commitment to excellence, and passion for helping people to the world of Real Estate in Central Florida. He is also a member of the Marion County Building Industry Association, a not-for-profit organization aiming to educate consumers on the home building process. When representing his customers, either buyers or sellers, Leo will be your advocate and ensure there is clear communication throughout the entire process.
Get to know Jeanne Herzig Arena a top Ocala Real Estate Professional.
Jeanne is originally from Michigan, lived a number of years in Myrtle Beach South Carolina, then the past 30 years in Fort Lauderdale. Recently moved to Ocala and enjoying our new horse and wildlife community. She has been enjoying with her family kayaking and trail walking the many beautiful trails, and nearby visits to the beaches. As a realtor wants to preserve the unique characteristic and charm of Ocala. Loves helping people find their dream property and that includes helping them capture the equity in their current home to move up into their goals. Jeanne has an Associate Degree in Business Administration and Bachelor of Psychology from the University of South Carolina. Jeanne is always a student and eager to stay up to date in the industry.
Get to know Kassandra Hallgren a top Ocala Real Estate Professional.
Kassandra was born in Miami, Florida and grew up in Ocala. She was raised in her parent’s local construction business, giving her a comprehensive understanding of the residential, industrial and commercial industries. Kassandra graduates this year with her Bachelor’s Degree in Psychology, from the University of South Florida. This stems from a passion for helping people and understanding what they need. She will be a trusted advisor for all of your needs, always considering the best ways to help you. In her free time she spends time with her friends, family, and fur babies! Building relationships and connections is her priority.
Get to know Alan M Shisgal a top Ocala Real Estate Professional.
Alan is a native Floridian who grew up in South Florida. He attended the University of Florida, where he earned a degree in political science. In 1999, Alan moved to Ocala with his wife, Gina, and their two sons. The unspoiled and pristine nature of Marion County was one of the main reasons Alan was drawn to the area. In addition to being a realtor, Alan is also a Florida State Certified Appraiser, which he feels gives him additional insight into real estate values and market trends. He enjoys working with people and is always eager to assist homebuyers and sellers with their real estate needs.
Get to know Danielle Smith a top Ocala Real Estate Professional.
With a passion for service, Danielle is ready to help with any home buying and selling need. Having grown up in Ocala, Danielle has extensive knowledge of Marion County and the surrounding areas that can help find exactly where needs will be met. Hard work, integrity, and outstanding service are what Danielle will always provide for her clients. Relationship building is her passion so she handles every client as if they were her own personal friend while still maintaining a level of professionalism that you can always count on. When Danielle is not busy making homeownership dreams come true, she enjoys spending time boating, fishing, and really anything outdoors with her family and friends.
Get to know Monica Schraeder a top Ocala Real Estate Professional.
Monica Schraeder entered the real estate world in 2015 driven by her passion for continuous growth and integrity-driven relationships. Coming from a large family, Monica values community and the importance of shelter, which led her to assist others in finding their ideal homes. With a background in dance education, Monica educates her clients about the home buying process and wealth building through real estate. As a skilled strategist and negotiator, she guides clients through unique situations, focusing on their immediate and long-term goals. Working primarily by referral, Monica fosters lasting relationships, providing support long after transactions are complete. She takes pride in her clients' satisfaction, as evidenced by their referrals of friends and family. As a Broker Associate, Monica shares her expertise with other agents, empowering them to succeed in real estate. She holds GRI and PSA designations. Beyond real estate, Monica cherishes time with her family, including her husband of twenty-nine years, Cory, their two grown children, and adorable granddaughter. With a zest for life, Monica embraces the beauty of every moment.
There is nothing more valuable than hearing all of the positive feedback our clients give us. We are so blessed to have been able to work with them.
Nur Nazal
Repeat Client
Lina is the best Realtor!. She does everything in her power to make your dream house come true!!!. Give her a chance and you will see!!!
Javier & Ofir
Investor
Dear Lina, Once again your sound advice and expertise, has made possible another successful
Kerry & Heidi Eck
Buyers & Sellers
Professional Realty of Ocala go above and beyond to make sure that you find the
right house that best fits your needs.
Angela & Eduardo Castano
Buyers
Lina helped us to get our first house, helped us in everything as if it were for her, we
want to tell you that Lina is an excellent person, she is honest, hardworking and
knows how to do her work, knows what she does. We recommend 100% Lina for
everything related to the purchase and sale of properties.
Angelica Estevez
Buyer & Seller
Lina helped us purchase our second home 5 years ago at the same time helped us rent out
our first home, and sell our first home 2 years after that. She was absolutely amazing. Very
professional, helpful, great communication, and personable . Still keep in contact to this day.
Bruce Balsinde
Buyer
Lina was absolutely amazing. As a first time home buyer, there was a lot that I simply didn't
Adriana Manchola
Seller
I couldn't be happier with my experience of working with Lina. She was with me during
every step of the process. Knowledge, professional and so friendly! I will recommend her to
everyone I know!
Sterling A. Beaudet-Romero & John Romero Jr.
First-time home buyers
My husband and I were first time home buyers looking around Ocala for a place to call home when we got in touch with Lina. Not only were we so worried about what a new house would bring, but we were a
Aisha Vazquez & Chris Davila
First-time home buyers
Lina Piedrahita IS THE BEST!! If you need a house? SHE GOT YOU. If you have concerns about the house you’re interested in? SHE GOT YOU. Picky about what you want? SHE GOT YOU! As a first time homebuyer I have learned so much because of her & she made this process so easy and reassuring for us Contact her!
FAQ
Here are some commonly asked questions and answers about the Real Estate Process
We have made it super simple to search for properties online this very website. Click Here and be linked to our online property search and get started with locating your dream home.
You can also contact us and schedule an appointment. We will help you search for property that best fits your needs.
I have bad credit, can I buy a home?
Typically you need a credit score over 580 to buy a home. So the short answer is, maybe. But don't let that discourage you. We can point you in the direction and connect you with professionals that will assist you with tips to improve your credit score and set you up for success. Let our experienced team and referral partners guide you towards improving your credit score so you can qualify for a mortgage with the best terms possible
Should I talk to a lender before I start looking at properties?
YES!, Talking with a mortgage lender before looking at properties can help you understand exactly how much you can afford. There is no reason to look at properties that are listed for $400,000 if you can only
afford up to $300,000. In addition, many sellers will not allow showing their homes without a
pre-qualification letter from the lender and won’t consider offers that don’t include the letter.
If you’re a first time home buyer, there are special programs available that you can take advantage of; however, they have some restrictions you need to be aware of before you and your agent start the search! Our team of agents will provide great information about programs available to you and will connect you with expert mortgage professionals that can answer all your questions.
How much money do I need to purchase a property?
Anywhere from ZERO to as much as you decide to put down, but it depends on your financing qualifications, loan program, property’s qualifications, and location. For instance, USDA loans with 100% financing are available to finance properties located outside the city limits, even new construction.
What can I ask for during negotiation?
The simple answer is anything is negotiable. When working with us, our agents always do their best to represent you in the transaction ensuring that you get the best possible property for your money.
How long does it take to buy a property?
The amount of time it takes to buy a property varies from one transaction to another. We are committed to helping you locate, negotiate, and purchase your ideal property. Once we have identified the perfect property for you and your family, it can take around 2 weeks to close on cash transactions or around 30-45 days to close with financing. Please note that in some situations like when you are buying a short sale, this time frame can take much longer. However, by working with our team, we will do our best to work diligently with all the parties involved in the transaction to ensure we meet your closing date.
When should I sell my property?
While most agents will always say “right now.” that might be advice based on what’s best for the real estate agent and not for you. Of course, you want to sell your home when you are likely to get the highest possible price and best possible results. But, when is that? The answer is a bit complicated. Generally speaking, the best time to sell is WHEN you are READY!. There are “always” advantages to selling in every season, in spite of what some agents may try to tell you. Spring is undoubtedly considered most ideal in a lot of circles, but that does not mean you can’t get great results in Summer, Winter, and Fall. You just need an agent who knows how to sell year-round. So, if you want and need to sell in a season that isn’t Spring, now you know that you can do so and be happy with the results. Let us help you! contact us
How do I get my home ready to sell?
There is a lot of work to be done before you list your home. WARNING: You must be open minded to your Realtor’s ideas/tips/suggestions about what needs to be done to get your house market ready! You will be surprised sometimes how simple stuff can make such a big impact on your sale. Not only you can increase home value, but marketability/desirability and financing qualification. Our team will help you identify who is the most likely buyer for your house, most common transaction type in your particular area and price point (Cash Vs Financing) so we can have your property ready for the expected buyers. If we are targeting financing buyers, your house not only needs to look great, it also has to be financing qualified. Give us a call for a free consultation.
Can I use real estate websites to set the perfect price for my home?
No, you really can’t. There are several real estate websites offering pricing options for sellers. Their estimate of your home value is based on massive databases. While the information is useful for getting a general idea of value, it is not sufficient for pricing a home for sale. Pricing a home to sell in a reasonable time frame and for the best possible price is both an art and a science. It requires market knowledge of what is going on at a local level, how your home compares to other similar homes in your market and what are the buyers in your area are looking for. A website algorithm cannot substitute for a skilled real estate agent. Many homeowners believe that the Zestimate (Zillow estimated home value) is the actual value of their homes, and it is not! In fact, these amounts could be off by tens of thousands of dollars. Let’s be real, when you are selling a home, you CAN’T afford to be off on your price. It is the most critical factor and decision point in selling a home.
How do you figure out the value of my house?
Your agent will analyze available market information, comparable properties that are currently available for sale, under contract and recently sold. This differs some with the appraisal report; however, the result should give you a good idea of what the most likely buyer is willing to pay for your home. Both valuations are “opinion of value” based on comparable properties. Both appraisers and real estate agents use what’s called comparable sales or “comps” to determine fair market value. Real Estate agents will perform what’s called a comparative market analysis comparing your house to other properties that have sold in your immediate area. Based on the similarities and proximity, an estimated value of your home is given to you. The value of your home is based of all the recently sold properties that are similar to your property. Click Here and tell me a bit about your home. I would be happy to help you determine the value of your home.
What happens if my home doesn’t appraise?
When you are selling your home to a buyer using financing, the lender will require an appraisal to be completed to ensure the property has the value that they are lending. There are cases when the appraisal comes back short (lower than the sales price). If this happens, your agent should be able to assist you reviewing the appraisal report to determine if the value that the appraiser arrived to is supported by the market. How comparable are the properties chosen and how your home value was adjusted based on those selected comparable. If the value is not inline with the market, you can contest the appraisal. There are usually a couple of scenarios the rectify a low appraisal including the following:
Your agent will help you challenging the evaluation when, and it’s adjusted.
The buyer makes up the difference by coming up with additional deposit funds.
Seller lowers the sale price
A compromise – you lower the price some, and the buyer comes up with a larger down
payment satisfying the lender.
How will you be communicating with me?
Proper communication is crucial. The agent you hire should ask up front how you prefer to keep in touch whether it is email, text or an old fashion phone call. The agent should be flexible enough to accommodate whatever mode of communication you prefer. Getting feedback after showings: You want to know what the buyer thought about your home right? Skilled agents have systems in place, so they provide feedback after showings
How do I qualify for a Mortgage?
You can visit your favorite local bank or receive a referral from myself. Once you meet with the Mortgage Loan Officer they will collect some financial information from you and give you a pre-approval based on how much they feel they can qualify you for.
What will a Mortgage lender consider when qualifying me?
Your Loan Officer will consider your current debt-to-income ratio. From that they will look at your ability to pay. They will run it through their automated underwriting process to determine if they think they can prequalify you for a mortgage.
What should I bring with me to a Mortgage Approval meeting?
It is important to bring recent bank statements of all Checking, savings, 401k, or other financial documents you wish to have considered as part of your approval. Bring recent pay stubs. Also bring your ID. Anything they collect will help with the automated underwriting process. Please be aware that you may need to update these documents again later when your file actually goes to underwriting.
Do I have to be a US Citizen to qualify for a mortgage?
You do not need to be a US citizen. However, you will need to provide your proof of residency when qualifying you for a mortgage.
Which Mortgage is the best?
There are literally dozens of loan products and hundreds of combinations of these products. A good loan consultant will listen to your needs, evaluate your situation, and recommend loan scenarios that fit your need. A home loan should fit into your overall financial plan, and help meet your long- and short-term financial goals with the desired monthly payment and equity position.
Fixed rate mortgages are when your monthly principal and interest payment are always the same for the life of the loan. The benefit is that you always know what your principal and interest costs are. So although the principal and interest will remain steady, the taxes and insurance amounts can vary.)
Adjustable rate mortgages (ARM) allow for the the interest rate to fluctuate, which makes the payment change during the life of the loan. ARMs start off with a fixed interest rate for a determined period of time (1, 3, 5, 7, 10 years), and then adjust annually after that.
Do I Need A Property Manager?
If you have purchased an investment property and are planning to rent it for commercial or residential purposes, you might want to consider a property manager. If you?re a first time investor, you may not realize how time consuming effectively managing that property can be- you may become overwhelmed in no time at all. Even if you?re a veteran investor, you may think you have enough experience to forgo the expense and manage things on your own, only to find out you?re completely in over your head. Both of these scenarios are fairly common, and a property manager can help you with operations of your property.
What is a Rental Property?
A rental property is a residential or commercial income-producing property often utilized as an investment by its owner. Rental properties provide the opportunity for an investor to diversify his portfolio, a property owner to earn a primary or secondary income, or even a solution for owners with a home that won"t sell.
Rental properties can include apartments, houses, condominiums, vacation properties, office spaces, retail suites?any available, marketable space that can be utilized according to its zoned purposes.
What is an investment property?
An investment property is generally categorized as a real estate property that is not occupied by its owner and is used to generate rental income or is held for capital gains. Owning a property as an income-producing investment is a common way for investors to diversify their portfolios, and move away from the stock market or other investment funds.
What should I look for in professional property management?
After making the decision to hire a professional property manager, it can seem like a daunting task to try and select one from the thousands available. Professional property management companies are as diverse and specialized as their managers and as such, it is important to know what to look for before hiring one.
Before you start looking for a company, first identify your needs and goals for the property. Would you like a large management company with multiple locations and resources? Or would you prefer a more boutique business with a personalized approach? Does your property require full property management services, or only partial? Do you need a manager who can live onsite? All of these questions will help you narrow what you are looking for, even before you send out your first inquiry.
Can a property manager help me avoid bad tenants?
Typically bad tenants will target owner-managed rentals because they can't pass muster with property managers. They know that when a property is for rent by owner the rent will be less and there will be less scrutiny of their financial situation. Because bad tenants can't be evicted without notice and an eviction can take months and cost you money, property managers will track references and do their utmost to avoid potential bad tenants and associated eviction problems.
What if a tenant needs evicting?
Even though a property manager will do everything possible to avoid problem tenants, if an eviction is necessary, the property manager can help you deal with the whole process, from providing the required eviction notices, to filing court documents and working with the local sheriff.
